Thank goodness I don’t have bad credit. I can’t imagine not being approved for loans, financing, or even a credit card.

My aunt had bad credit a few years ago and was able to get back on her feet and improve her rating. How did she get to that point? It was her crazy spending on 3+ credit cards she had. It was insane!! Then she didn’t make payments for months and it all went downhill from there.

Websites such as BadCreditOffers.com is a free consumer resource. They bring you the best “bad credit” offers available which is great since you can get the perfect credit offer even if you have a poor credit history. Take a look yourself!

I’m a huge credit card fan. I just keep racking up my bills each and every month with things I purchase. Of course I always pay on time so I don’t have to pay any interest which is great!

If you are like me and can’t live without your credit card, then you might be interested in this offer. The people at Mint.co.uk have a credit card offer. You can get no interest on balance transfers for thirteen months!! That is awesome! Plus, you also get the following:

• 24 hour customer service
• you can easily shop securely
• you can manage your account online
• you can get up to 56 day interest-free period on purchases made

You can easily apply for credit cards from their online website. Just use the secured form that’s on the web page. Then you can drop till you drop and get anything or everything you need. I know I will!

Check it out today!!

Today I stumbled across a website at SmartAff.org. They are a non-profit community that share information and techniques for earning more money. The site owner is even making seven figure earnings!! That is impressive considering he went from one employee (himself) to earning that much in just the course of two years.

They also have Affiliate Training. They share valuable information regarding a million dollar affiliate marketing company who owns nearly 1000 domains. Look at the site yourself. You might find some great information in making your income turn to seven figures.

One of my uncles is a huge stock buyer and is constantly trading. The amount of money he has accumulated has been wonderful. He has also lost amounts too.

For those of us who aren’t too sure what to buy or how to go about it, then you might want to look at TheBuyList.com. You can easily see what mutual fund managers are buying and decide if you want to follow their route. You can also see the ranking a stock is at and view their stock rating.

On TheBuyList.com, you can easily sign up for a FREE account. This provides you with the ability to keep a portfolio, stock watchlists, and even funds watchlists. Having these watchlists helps you stay ahead of the market! There are other great features too that I’m sure you’ll find useful.

Head over to TheBuyList.com and check it out!

Arghh….I haven’t blogged about this because I didn’t have the internet for awhile now, but man…I got my cell phone bill for usage in July (when I went on vacation to the Dominican Republic)…and well, I used my cell there to call home, text messages, etc. My bill ended up being $306.43!!! That’s probably the most expensive cell phone bill I have ever had!!

I didn’t realize it was $4/minute until after I got my bill. Yikes…I won’t be calling from there anymore. $100 of the bill was from my sister’s usage when she called her boyfriend from there, which she paid me anyways. But damn…never again…though I think I said that the last time I went and took my cell. lol

Are you looking for the perfect gift to get your teen son or daughter? Want to teach them how to spend responsibly? Then get them a Payjr Visa Buxx Card.

This visa card is specifically designed for teenagers. You, the parent, purchase the card for a chore/allowance feature in the child’s name. Then, you can provide funds directly to the card. Your teenager can make purchases easily with their visa card and learn how to spend wisely.

There is even a promotion that has just launched where teens get to create their own design for a card. There are even some great big prizes for the winners in this Teen Credit Card design competition.

• 1st place - Apple laptop ($1,499.00)
• 2nd place - Apple video iPod ($349.00)
• 3rd place - Apple Nano ($249.00)

The winning designs will also be featured in their gallery where others can purchase the design for their card. Plus, you get $5 everytime someone purchases your card design. Talk about a win-win situation!!

Going through college or university is never easy, especially when you have to pay off your student loans after you have graduated. If you took out multiple loans throughout your years of education, you may want to consolidate your student loans debt, so that you can merge them into one payment. That way, you may get a better interest rate.

The folks at Personal Loans Consolidation can help you with all your loan and debt related problems. If you have questions, they have the answers. You can easily take out loans yourself if you need them to make home or auto payments. They even have tips for non-homeowners debt consolidation. If you have a poor credit rating, you may want to look at some of the tips available. They sure can help you in the long run.

If you have a situation regarding loans, debt consolidation, mortgages, or even bad credit, you should definitely check out Personal Loans Consolidation. They will help you with all your needs!